Standard Auto Insurance is the best-known type of coverage and is provided to most drivers. It provides the level of coverage that is required by the State you live in.

The Standard Auto Policy is usually comprised of Six different types of Coverages and is divided into two sections. Liability and the 2nd part covers the loss to the owned vehicle and is usually written with a variety of deductibles.

• Bodily Injury
• Property Damage Liability
• Medical Coverage
• Comprehensive Coverage
• Collision Coverage
• Uninsured Motorist

There may be a time when you are not a fit for the Standard Market but still require Auto Insurance.

Purchasing Non-Standard Insurance works the same way, but you may pay a higher premium. That is because Insurance Companies may consider you a higher risk driver. There are many reasons this might be the case and some of those reasons are listed below.

• New Driver
• Lapse in Coverage
• Required to carry an SR22
• Foreign Driver's License
• Driving History, Speeding, Accident, DUI

Don't worry we're here for you. Request a quote and we'll take care of the rest!

If you use vehicles for your business, you should at least have Liability Insurance Coverage. Business Auto Insurance covers vehicles used for your business and the people who drive them. Business Auto policies typically provide physical damage coverage for vehicles you own, lease, hire, or use in your business and liability coverage for vehicles you own, lease, hire or use in your business and liability coverage for bodily Injury and property damage caused to others by use of the insured business vehicles.

Some of the most common coverages for Business Auto are as follows.

• Collision Coverage
• Comprehensive Coverage
• Liability Coverage
• Uninsured or Underinsured Motorist
• Personal Injury Protection
• Medical Coverage
• Rental Reimbursement

Coverage for a vehicle that is not driven for your everyday transport. Classic car insurance usually includes coverages like standard car insurance. Including Comprehensive Coverage, Collision Coverage, Bodily Injury, and property damage. In addition, Classic Car Insurance will help pay for specialized repairs or restoration if your classic vehicle is damaged. Antique cars often maintain or increase in value and are often considered classic when it is at least 10 years old. Classic Car Insurance Carriers also cover Classic Trucks, Motorcycles, Boats and more.